Classic banana bread gets an upgrade with this Cream Cheese Banana Bread, featuring a luscious cheesecake filling that takes it to the next level. This recipe is perfect for using overripe bananas, making it a fantastic choice for breakfast, brunch, or dessert. The creamy texture and delightful flavor make it a crowd-pleaser for any occasion.
Why You’ll Love This Recipe
- Delicious Flavor: The combination of creamy cheesecake and sweet bananas creates a rich taste that everyone will enjoy.
- Easy to Make: With simple steps and common ingredients, you can whip up this delicious bread in no time.
- Versatile Serving Options: Enjoy it warm, at room temperature, or even toasted with a spread of butter—perfect for any time of day.
- Perfect for Leftover Bananas: Don’t let your overripe bananas go to waste; this recipe is a great way to use them up!
- Great for Sharing: This recipe yields two loaves, making it ideal for sharing with friends and family or gifting to neighbors.
Tools and Preparation
Before diving into the recipe, gather your tools to ensure a smooth baking experience. Having everything ready makes the process more enjoyable!
Essential Tools and Equipment
- 2 loaf pans (9×5 inches)
- Mixing bowls
- Electric mixer or whisk
- Measuring cups and spoons
- Rubber spatula
Importance of Each Tool
- Loaf pans: These are essential for shaping your banana bread perfectly; they help achieve that classic loaf structure.
- Mixing bowls: Having various sizes allows you to comfortably mix your ingredients without spills.
- Electric mixer: Makes beating the cream cheese mixture effortless, ensuring a smooth consistency.
- Rubber spatula: Ideal for scraping down the sides of bowls and folding ingredients together gently.

Ingredients
Classic banana bread upgraded with a creamy cheesecake filling, perfect for using overripe bananas.
For the Cream Cheese Filling:
- 1 package (8 ounces) cream cheese, room temperature
- ½ cup (100g) granulated sugar
- 1 large egg, room temperature
- 1 teaspoon vanilla extract
- 1 tablespoon all-purpose flour
For the Banana Bread:
- 3 ripe bananas
- ½ cup (113g) butter, melted
- ½ cup (100g) granulated sugar
- ½ cup (100g) light brown sugar, packed
- 2 large eggs, room temperature
- ½ cup sour cream, room temperature
- 2 teaspoons vanilla extract
- 2 cups (256g) all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon baking powder
How to Make Cream Cheese Banana Bread
Step 1: Preheat the Oven
Preheat your oven to 350°F (175°C). Spray two 9×5-inch loaf pans with nonstick cooking spray to prevent sticking.
Step 2: Make the Cream Cheese Filling
In a mixing bowl, beat together:
1. The cream cheese and granulated sugar until smooth.
2. Add in the egg, then mix in the vanilla extract.
3. Finally, add the flour, mixing until well combined. Set aside.
Step 3: Prepare the Banana Batter
In another large bowl:
1. Mash the bananas.
2. Add the melted butter, both types of sugar (granulated and brown) and mix until combined.
3. Beat in the two additional eggs, followed by the sour cream.
4. Stir in the vanilla extract until everything is well blended.
Step 4: Combine Dry Ingredients
In a separate bowl:
1. Whisk together the all-purpose flour, baking soda, and baking powder.
2. Gradually add this dry mixture to your wet ingredients, stirring until just incorporated.
Step 5: Assemble the Loaves
Divide the batter evenly:
1. Pour 2 cups of batter into each prepared pan.
2. Spread half of the cream cheese mixture evenly over each loaf.
3. Top with remaining batter, smoothing out if necessary.
Step 6: Bake Your Bread
Bake in preheated oven for about 50-55 minutes or until a toothpick inserted into the center comes out with moist crumbs. Let cool completely before slicing and serving.
Enjoy your delicious homemade Cream Cheese Banana Bread!
How to Serve Cream Cheese Banana Bread
Cream Cheese Banana Bread is not only delicious but also versatile. You can serve it in various ways to enhance its flavors and textures. Here are some delightful serving suggestions.
Toasted with Butter
- Toast slices lightly and spread a pat of butter on top for a warm, comforting treat.
With Fresh Berries
- Serve with a side of fresh berries like strawberries or blueberries for a refreshing contrast.
Drizzled with Honey
- A drizzle of honey adds sweetness and a lovely shine, making each bite even more indulgent.
Accompanied by Yogurt
- Pair a slice with a dollop of yogurt for added creaminess and a protein boost.
Served as French Toast
- Dip slices in an egg mixture and cook on a skillet for a decadent breakfast option.
With Cream Cheese Frosting
- Top the bread with cream cheese frosting for an extra layer of richness, perfect as a dessert.
How to Perfect Cream Cheese Banana Bread
To achieve the best results with your Cream Cheese Banana Bread, consider these simple tips that will elevate your baking game.
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Use Ripe Bananas: The riper the bananas, the sweeter and more flavorful your bread will be. Look for bananas with brown spots.
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Room Temperature Ingredients: Ensure all dairy ingredients are at room temperature for better mixing and texture.
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Do Not Overmix: When combining wet and dry ingredients, mix until just combined to keep the bread tender and moist.
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Cool Before Slicing: Let the bread cool completely before slicing to avoid mushy pieces. This helps maintain its structure.
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Experiment with Add-ins: Consider adding nuts or chocolate chips for added texture and flavor variations.
Best Side Dishes for Cream Cheese Banana Bread
Cream Cheese Banana Bread pairs wonderfully with various side dishes. Here are some great options to complement your meal.
- Greek Yogurt: Rich in protein, Greek yogurt adds creaminess that balances the sweetness of banana bread.
- Fruit Salad: A mix of seasonal fruits offers a refreshing touch that enhances the overall experience.
- Coffee: A warm cup of coffee pairs perfectly, bringing out the comforting flavors of the bread.
- Oatmeal: A bowl of oatmeal offers heartiness while providing additional fiber to your breakfast spread.
- Nut Butter: Almond or peanut butter adds healthy fats and protein, making each slice more satisfying.
- Chia Seed Pudding: Light yet filling, chia pudding provides a nutritious side that complements the sweetness well.
- Smoothie: A fruit smoothie adds nutrients and can refresh your palate between bites of sweet banana bread.
- Cheese Platter: Include mild cheeses that contrast nicely with the flavors in the banana bread for an interesting twist.
Common Mistakes to Avoid
When making Cream Cheese Banana Bread, it’s easy to overlook a few key details that can affect the final product.
- Boldly skip ripeness: Using underripe bananas can lead to a bread that lacks sweetness and flavor. Always choose overripe bananas for the best results.
- Boldly ignore temperature: Cold ingredients can prevent proper mixing. Ensure cream cheese, eggs, and sour cream are at room temperature for a smooth batter.
- Boldly mismeasure flour: Too much flour can make your bread dense. Use the spoon-and-level method for accurate measurement.
- Boldly rush cooling: Cutting into warm bread can result in a gummy texture. Allow your Cream Cheese Banana Bread to cool completely before slicing.
- Boldly neglect the oven thermometer: Oven temperatures can vary. Use an oven thermometer to ensure your baking temperature is accurate for even cooking.

Storage & Reheating Instructions
Refrigerator Storage
- Store leftover Cream Cheese Banana Bread in an airtight container.
- It will keep well in the fridge for up to 5 days.
Freezing Cream Cheese Banana Bread
- Wrap each loaf tightly in plastic wrap and then aluminum foil or place in a freezer-safe bag.
- Freeze for up to 3 months for optimal freshness.
Reheating Cream Cheese Banana Bread
- Bold Oven: Preheat the oven to 350°F (175°C). Wrap slices in foil and heat for about 10 minutes until warmed through.
- Bold Microwave: Place a slice on a microwave-safe plate and heat for about 15-20 seconds, checking for warmth.
- Bold Stovetop: Heat a non-stick skillet over low heat. Toast slices on each side until warmed, about 2-3 minutes.
Frequently Asked Questions
Here are some common questions about Cream Cheese Banana Bread.
Can I use different types of bananas?
Yes! While ripe bananas are ideal, you can mix in other varieties like plantains for unique flavors.
What makes this banana bread different from regular banana bread?
The addition of cream cheese creates a rich, creamy filling that elevates the flavor and texture of this banana bread.
How should I store my Cream Cheese Banana Bread?
Store it in an airtight container in the refrigerator for up to 5 days or freeze it wrapped tightly for up to 3 months.
Can I customize this recipe?
Absolutely! You can add nuts, chocolate chips, or dried fruit to enhance your Cream Cheese Banana Bread.
Why is my banana bread dense?
A common reason is using too much flour or not mashing the bananas enough. Follow measurements closely and mash thoroughly for lightness.
Final Thoughts
Cream Cheese Banana Bread is a delightful twist on classic banana bread that balances sweetness with creamy richness. This versatile recipe allows for plenty of customization, so feel free to add your favorite mix-ins. Give it a try—you won’t be disappointed!
Cream Cheese Banana Bread
Indulge in the delightful layers of our Cream Cheese Banana Bread, where classic banana bread meets a luscious cheesecake filling. This moist and flavorful loaf is perfect for breakfast, brunch, or as a satisfying dessert. With its rich, creamy texture and sweet banana flavor, it’s an irresistible treat you won’t want to miss. Whether served warm with butter or paired with fresh berries, this versatile recipe is sure to please family and friends alike.
- Prep Time: 20 minutes
- Cook Time: 55 minutes
- Total Time: 1 hour 15 minutes
- Yield: Approximately 16 servings 1x
- Category: Dessert
- Method: Baking
- Cuisine: American
Ingredients
- 3 ripe bananas
- ½ cup melted butter
- ½ cup granulated sugar
- ½ cup light brown sugar
- 2 large eggs
- ½ cup sour cream
- 2 cups all-purpose flour
- 1 package (8 oz) cream cheese
- ½ cup (100g) granulated sugar for cream cheese filling
- 1 large egg for cream cheese filling
- 1 teaspoon vanilla extract for cream cheese filling
- 1 tablespoon all-purpose flour for cream cheese filling
- 2 teaspoons vanilla extract
- 1 teaspoon baking soda
- ½ teaspoon baking powder
Instructions
- Preheat your oven to 350°F (175°C) and prepare two loaf pans with nonstick cooking spray.
- In a bowl, beat cream cheese and granulated sugar until smooth; mix in egg, vanilla extract, and flour. Set aside.
- In another bowl, mash bananas and mix in melted butter, both sugars, eggs, sour cream, and vanilla extract until combined.
- In a separate bowl, whisk together flour, baking soda, and baking powder; gradually add to the banana mixture.
- Divide the batter between the prepared pans; layer half of the cream cheese filling in each pan before topping with remaining batter.
- Bake for 50-55 minutes or until a toothpick inserted comes out clean. Cool completely before slicing.
Nutrition
- Serving Size: 1 slice (60g)
- Calories: 210
- Sugar: 15g
- Sodium: 150mg
- Fat: 8g
- Saturated Fat: 4g
- Unsaturated Fat: 3g
- Trans Fat: 0g
- Carbohydrates: 32g
- Fiber: 1g
- Protein: 3g
- Cholesterol: 40mg



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